Wisconsin Small Group Health Insurance Plans

WPS HealthyChoices HSA Plans for Small Businesses

Developed in response to employer concerns about rising health care costs, the WPS HealthyChoices HSA plan features low premiums and a health savings account that lets employees budget and pay for qualified medical expenses using tax-free dollars. The employee-owned and -controlled funds can be rolled over from year to year and the account moves with the employee, increasing their sense of security. For more information, view our HSA FAQ.

All WPS HealthyChoices plans include these generous benefits:

• 100% coverage for in-network preventive care.
• Extraordinary network flexibility—regionally, statewide, or nationally.
• PPO convenience. No primary care doctors or referrals required.
• Deep online health resources from educational articles and self-help tools to a comprehensive health encyclopedia.

This plan is available with your choice of deductible—embedded or non-embedded. Plans with embedded deductibles generally cost the employer more, but provide better coverage for employees with dependents. (With an embedded deductible, one person on a plan with two or more members can meet the individual deductible and begin receiving covered benefits before the family deductible is met.)

Real Choices, Real Savings

Want to offer your employees a choice of benefit options at no extra cost to you? Start by choosing a base plan that fits your budget. You can offer your employees a choice of up to four benefit designs, each with a different combination of deductibles, copays, coinsurance, and networks.

You fund the most affordable base plan and network, and your employees can buy up to higher-cost options if they wish. No matter which options your employees choose, your contribution stays the same, allowing you to better predict and control your costs each year.

Download our WPS HealthyChoices PPO plan brochure or talk to an agent.

Lock in your rate now to avoid rate increases until December 2014. You get the extended rate guarantee automatically on any WPS group plan (subject to health underwriting). Once your rate is locked in, your health plan premium will not increase before Dec.1, 2014. Request a quote today!

Download our extended rate guarantee tip sheet for more details.

Offer available for a limited time only. Rates and benefits will change on 12/1/2014 in accordance with health care reform laws.

Choose a cost-effective regional network or our comprehensive Statewide Network

Choose from multiple service levels to fit your goals and budget.

View our small group dental plan brochure and dental enrollment application or request a
dental quote.

Save on your premiums when you add non-medical benefits such as life insurance, rapid-pay income replacement (STD), long-term disability, and vision coverage.